Borrow with confidence with Kréditys.

Personal Loan

Online personal loan: key advantages with Kréditys.

Today, many households face financial constraints that limit the realization of their life projects. A lack of cash flow can also lead to difficulties in case of unforeseen situations. At Kreditys, we offer you the opportunity to get a personal loan online with key benefits. Whether you want to organize a wedding, go on a trip, buy a car or do some work, we are here to guide you and help you choose the right financing for your needs. With Kreditys, make your projects a reality with complete peace of mind.

Under its somewhat technical name, the personal loan is simply a form of consumer loan in the same way as the revolving credit and the affected credit. Its particularity? Flexibility. This solution of financing is adaptable to any type of project. Explanations:

  • The personal loan is a consumer credit with no proof of use: you are free to use the funds as you wish;
  • you can borrow up to 75 000 euros, for a minimum of 3 months and a maximum of 84 months;
  • the postponement of maturity and the early repayment of your personal loan is possible, according to the terms of your contract;
  • The subscription to a loan insurance is not obligatory although strongly advised in the event of an accident of the life;
  • Prepare your project well by carrying out online simulations: this is the best way to estimate your borrowing capacity;
  • At Kreditys, you benefit from unbeatable rates that defy all competition.

Get your loan now!

Get your financing in a few clicks with our fast and secure online form.

What are the advantages of a personal loan?

From the borrowers’ point of view, obtaining a personal loan allows them to benefit from the right amount of money at a competitive rate. With the 100% digital platform of Kreditys, the interest rates are among the most competitive on the market for an amount between 1,000 and 75,000 euros.

In this respect, the loans offered are at fixed rates, exclusively amortizable, with constant monthly payments and no hidden fees. In addition, the credit platform for individuals uses technologies for analyzing loan applications that allow financing a project in record time.

Features of our personal loan offer:

Our personal loan offering is designed to meet the financing needs of our customers. With competitive interest rates, flexible repayment terms and fast approval, our personal loan is a convenient solution for those looking to finance personal projects or consolidate debt. We work closely with our clients to provide financing that fits their needs and budget.

We offer diversified loan solutions adapted to your needs.

At Kreditys, we are proud to offer a variety of online loan choices to meet the diverse needs of our customers. Whether you need a personal loan to finance a personal project, a mortgage to buy a home, a car loan to purchase your dream vehicle, or a student loan to invest in your future, we have the right solution for you. With our user-friendly online platform, you can easily compare loan options, choose the one that best suits your needs and apply in just a few clicks.

Auto/Moto Credit

Looking to finance the purchase of your next car or motorcycle? At Kreditys, we offer a fast and easy online car/motorcycle credit solution.

Credit Repurchase

You have accumulated several credits and you have difficulties to pay them back? Credit repurchase is the solution you need to simplify your finances and reduce your monthly payments.

Business loans

Are you a business owner or entrepreneur looking for financing for your business project? At Kreditys, we offer you professional loans adapted to your needs.

Why choose the Kredytis personal loan.
  • An immediate response in principle.
  • Personalized support from the loan application to the repayment.
  • A competitive interest rate, fixed for the duration of the loan.
  • Fixed monthly payments, for easier budget management.
  • No application fee.
  • The possibility of prepayment at no extra cost.

Simple, Fast and Efficient

Online application

Go to our website and fill out our online loan application.


We will take into account your credibility and your ability to repay.


We will draw up a loan contract for you once your application has been validated.


The money is transferred directly to your bank account. Simple and fast.

Apply for your loan online today!

Get the financing you need now with Kréditys.

At Kreditys, our mission is to accompany you in your life projects by offering you customized financing solutions.


104 Rue Réaumur, 75002 Paris

+33 7 56 86 84 84



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