Borrow with confidence with Kréditys.


Why borrow from Kreditys?

The free loan is a financing solution proposed by Fundit Finance that allows its clients to benefit from a money loan without having to justify the use of the funds. Contrary to assigned credits, the free loan offers a great flexibility of use, whether it is to finance a personal or professional project, to carry out work, or to consolidate debts.

What is a loan in definition?

In definition, a loan is a banking operation in which the borrower asks a financial institution to place at his disposal a specific sum of money. As a loan, the financial institution defines in advance its conditions of obtaining.

For this purpose, the lending institution requires the subscriber to pay a series of fees integrated to the amount of money borrowed. In most cases, the banking operation includes interest associated with the monthly payments, according to the APR (Annual Percentage Rate) applied.

Kreditys: The ideal option for borrowing money with confidence

Borrowing money with Kreditys is to promote the simplest way of lending money, outside the traditional banking business models. Similarly, the digital platform’s vocation is to provide borrowers with transparent financing, in compliance with the Consumer Code.

To further secure the financial security of borrowers, all consumer loans are offered at fixed rates, amortizable and without hidden fees. In the same vein, the digital platform excludes from its consumer loans the revolving money loan.

To meet the greatest number of needs, the loans granted are intended to finance multiple personal projects, without the need to justify the nature of the expenses incurred. Simplicity and efficiency are the watchwords of the digital platform.

Whether the life project involves a need for money from 1,000 euros to 50,000 euros, it is within everyone’s reach to start a personal simulation. The powerful analysis of the borrower’s profile quickly guides the user to a low-rate loan offer. The digital platform is convinced that borrowing at the right price is not an option, but rather a right.


Get your loan now!

Get your financing in a few clicks with our fast and secure online form.

What are the advantages of a loan with Kreditys.

The benefits of borrowing money can vary depending on the individual situation of each borrower and the financial institution with which the loan is taken out. However, here are some common benefits associated with a loan:

  1. Project realization : A loan can help you make important projects a reality, such as buying a house, acquiring a car, starting a business or financing your education. It offers you the possibility of having the necessary funds immediately to achieve your goals.

  2. Budget Management : A loan can help you manage your budget by spreading the cost of a major purchase over a longer period of time. This allows you to meet major expenses without compromising your current financial situation.

  3. Repayment Flexibility : Depending on the type of loan, you may have different repayment options. Some loans offer flexible terms such as fixed monthly payments or prepayments without penalty. This allows you to tailor the repayment to your financial capacity and pay back the loan at your own pace.

  4. Credit Building : A well-managed loan can help build your credit history. By paying back regularly and on time, you demonstrate your ability to manage your financial obligations, which can help you obtain better credit terms in the future.

  5. Access to immediate goods or services: Borrowing gives you quick access to goods or services that you might not otherwise be able to afford. Whether it’s to buy a house, a car or finance education, a loan can help you get what you need without waiting to save the full amount.

Here are the key elements of our loan offer:

The free loan is a flexible financing offer that allows our customers to obtain funds for different projects without having to specify the purpose of the loan. This credit formula allows you to get money quickly and easily, without any proof of use. The monthly payments are fixed and the duration of the loan is determined according to the amount borrowed. At Kreditys, we offer competitive interest rates so that our customers can benefit from advantageous financing to carry out their projects.

We offer diversified loan solutions adapted to your needs.

At Kreditys, we are proud to offer a variety of online loan choices to meet the diverse needs of our customers. Whether you need a personal loan to finance a personal project, a mortgage to buy a home, a car loan to purchase your dream vehicle, or a student loan to invest in your future, we have the right solution for you. With our user-friendly online platform, you can easily compare loan options, choose the one that best suits your needs and apply in just a few clicks.

Auto/Moto Credit

Looking to finance the purchase of your next car or motorcycle? At Kreditys, we offer a fast and easy online car/motorcycle credit solution.

Credit Repurchase

You have accumulated several credits and you have difficulties to pay them back? Credit repurchase is the solution you need to simplify your finances and reduce your monthly payments.

Business loans

Are you a business owner or entrepreneur looking for financing for your business project? At Kreditys, we offer you professional loans adapted to your needs.

Pourquoi choisir le prêt personnel de Kredytis.
  • An immediate response in principle.
  • Personalized support from the loan application to the repayment.
  • A competitive interest rate, fixed for the duration of the loan.
  • Fixed monthly payments, for easier budget management.
  • No application fee.
  • The possibility of prepayment at no extra cost.

Simple, Fast and Efficient

Online application

Go to our website and fill out our online loan application.


We will take into account your credibility and your ability to repay.


We will draw up a loan contract for you once your application has been validated.


The money is transferred directly to your bank account. Simple and fast.

Apply for your loan online today!

Get the financing you need now with Kréditys.

At Kreditys, our mission is to accompany you in your life projects by offering you customized financing solutions.


104 Rue Réaumur, 75002 Paris

+33 7 56 86 84 84



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